Call reports 2016
BANK OF WHITTIER, NATIONAL ASSOCIATION — 2016
What BANK OF WHITTIER, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 57,183,000 | 60,378,000 | 62,403,000 | 59,866,000 |
| Total loans | 22,460,000 | 27,592,000 | 28,653,000 | 27,899,000 |
| Allowance for loan losses | 1,027,000 | 1,037,000 | 1,045,000 | 1,054,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,000 | 5,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,976,000 | 50,061,000 | 51,621,000 | 49,175,000 |
| Interest-bearing deposits | 34,930,000 | 38,550,000 | 38,008,000 | 36,840,000 |
| Noninterest-bearing deposits | 12,046,000 | 11,511,000 | 13,613,000 | 12,335,000 |
| Equity capital | 9,485,000 | 9,614,000 | 9,808,000 | 9,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 294,000 | 656,000 | 1,061,000 | 1,427,000 |
| Interest expense | 43,000 | 88,000 | 136,000 | 184,000 |
| Net interest income | 251,000 | 568,000 | 925,000 | 1,243,000 |
| Noninterest income | 180,000 | 486,000 | 1,011,000 | 1,623,000 |
| Noninterest expense | 550,000 | 1,039,000 | 1,589,000 | 2,290,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -119,000 | 15,000 | 347,000 | 576,000 |
| Income tax | 0 | 4,000 | 142,000 | 231,000 |
| Net income | -119,000 | 11,000 | 205,000 | 345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,484,000 | 9,614,000 | 9,808,000 | 9,910,000 |
| Total capital | 10,120,000 | 10,330,000 | 10,545,000 | 10,649,000 |
| Risk-weighted assets | 50,326,000 | 56,969,000 | 58,679,000 | 58,832,000 |