Call reports 2015
BANK OF WHITTIER, NATIONAL ASSOCIATION — 2015
What BANK OF WHITTIER, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 60,802,000 | 57,884,000 | 59,643,000 | 59,823,000 |
| Total loans | 24,664,000 | 26,162,000 | 26,314,000 | 22,997,000 |
| Allowance for loan losses | 993,000 | 1,001,000 | 1,010,000 | 1,019,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 42,000 | 30,000 | 22,000 | 17,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,913,000 | 47,763,000 | 49,317,000 | 49,447,000 |
| Interest-bearing deposits | 38,251,000 | 32,682,000 | 38,021,000 | 38,319,000 |
| Noninterest-bearing deposits | 12,662,000 | 15,081,000 | 11,296,000 | 11,128,000 |
| Equity capital | 9,249,000 | 9,381,000 | 9,484,000 | 9,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 305,000 | 612,000 | 952,000 | 1,265,000 |
| Interest expense | 44,000 | 90,000 | 136,000 | 181,000 |
| Net interest income | 261,000 | 522,000 | 816,000 | 1,084,000 |
| Noninterest income | 238,000 | 760,000 | 1,212,000 | 1,599,000 |
| Noninterest expense | 495,000 | 1,065,000 | 1,617,000 | 2,082,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,000 | 217,000 | 411,000 | 601,000 |
| Income tax | 1,000 | 82,000 | 173,000 | 244,000 |
| Net income | 3,000 | 135,000 | 238,000 | 357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,249,000 | 9,381,000 | 9,484,000 | 9,603,000 |
| Total capital | 9,897,000 | 10,053,000 | 10,188,000 | 10,310,000 |
| Risk-weighted assets | 51,518,000 | 53,462,000 | 55,995,000 | 56,260,000 |