Call reports 2013
BANK OF WHITTIER, NATIONAL ASSOCIATION — 2013
What BANK OF WHITTIER, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 56,196,000 | 56,066,000 | 60,530,000 | 58,232,000 |
| Total loans | 27,155,000 | 26,987,000 | 27,099,000 | 25,414,000 |
| Allowance for loan losses | 855,000 | 856,000 | 709,000 | 868,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 75,000 | 71,000 | 67,000 | 63,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,946,000 | 46,437,000 | 51,039,000 | 48,506,000 |
| Interest-bearing deposits | 35,847,000 | 37,600,000 | 39,103,000 | 39,699,000 |
| Noninterest-bearing deposits | 11,100,000 | 8,837,000 | 11,936,000 | 8,807,000 |
| Equity capital | 8,622,000 | 8,782,000 | 8,872,000 | 8,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 352,000 | 708,000 | 1,066,000 | 1,438,000 |
| Interest expense | 56,000 | 116,000 | 179,000 | 243,000 |
| Net interest income | 296,000 | 592,000 | 887,000 | 1,195,000 |
| Noninterest income | 438,000 | 1,182,000 | 1,624,000 | 2,139,000 |
| Noninterest expense | 589,000 | 1,338,000 | 1,776,000 | 2,391,000 |
| Provision for loan losses | 85,000 | 85,000 | 225,000 | 225,000 |
| Pretax income | 60,000 | 351,000 | 510,000 | 718,000 |
| Income tax | 15,000 | 145,000 | 214,000 | 304,000 |
| Net income | 45,000 | 206,000 | 296,000 | 414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,491,000 | 8,638,000 | 8,727,000 | 8,839,000 |
| Total capital | 8,814,000 | 9,138,000 | 9,142,000 | 9,346,000 |
| Risk-weighted assets | 39,792,000 | 39,684,000 | 47,962,000 | 52,529,000 |