Call reports 2012
BANK OF WHITTIER, NATIONAL ASSOCIATION — 2012
What BANK OF WHITTIER, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 50,911,000 | 52,257,000 | 52,716,000 | 53,150,000 |
| Total loans | 25,145,000 | 26,415,000 | 27,237,000 | 26,653,000 |
| Allowance for loan losses | 911,000 | 773,000 | 769,000 | 769,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 90,000 | 86,000 | 82,000 | 78,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,176,000 | 43,392,000 | 43,965,000 | 43,854,000 |
| Interest-bearing deposits | 33,277,000 | 34,632,000 | 30,887,000 | 33,648,000 |
| Noninterest-bearing deposits | 8,899,000 | 8,760,000 | 13,078,000 | 10,206,000 |
| Equity capital | 8,368,000 | 8,344,000 | 8,295,000 | 8,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 351,000 | 698,000 | 1,037,000 | 1,420,000 |
| Interest expense | 64,000 | 126,000 | 187,000 | 244,000 |
| Net interest income | 287,000 | 572,000 | 850,000 | 1,176,000 |
| Noninterest income | 389,000 | 571,000 | 775,000 | 1,684,000 |
| Noninterest expense | 519,000 | 1,171,000 | 1,733,000 | 2,443,000 |
| Provision for loan losses | 0 | -139,000 | -145,000 | -145,000 |
| Pretax income | 157,000 | 111,000 | 37,000 | 562,000 |
| Income tax | 56,000 | 34,000 | 9,000 | 253,000 |
| Net income | 101,000 | 77,000 | 28,000 | 309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,368,000 | 8,344,000 | 8,205,000 | 8,449,000 |
| Total capital | 8,744,000 | 8,725,000 | 8,583,000 | 8,742,000 |
| Risk-weighted assets | 29,602,000 | 30,117,000 | 31,001,000 | 41,547,000 |