Call reports 2010
BANK OF WHITTIER, NATIONAL ASSOCIATION — 2010
What BANK OF WHITTIER, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 57,133,000 | 57,146,000 | 55,705,000 | 52,687,000 |
| Total loans | 28,609,000 | 27,686,000 | 26,247,000 | 26,031,000 |
| Allowance for loan losses | 1,100,000 | 1,033,000 | 773,000 | 958,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 307,000 | 298,000 | 187,000 | 181,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,796,000 | 48,644,000 | 47,124,000 | 44,183,000 |
| Interest-bearing deposits | 37,453,000 | 40,668,000 | 39,152,000 | 36,630,000 |
| Noninterest-bearing deposits | 11,343,000 | 7,976,000 | 7,972,000 | 7,553,000 |
| Equity capital | 8,012,000 | 8,152,000 | 8,172,000 | 8,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 451,000 | 849,000 | 1,250,000 | 1,620,000 |
| Interest expense | 140,000 | 256,000 | 362,000 | 455,000 |
| Net interest income | 311,000 | 593,000 | 888,000 | 1,165,000 |
| Noninterest income | 228,000 | 713,000 | 1,077,000 | 1,435,000 |
| Noninterest expense | 464,000 | 941,000 | 1,401,000 | 1,871,000 |
| Provision for loan losses | 0 | 0 | 185,000 | 370,000 |
| Pretax income | 75,000 | 365,000 | 379,000 | 359,000 |
| Income tax | 12,000 | 162,000 | 156,000 | 131,000 |
| Net income | 63,000 | 203,000 | 223,000 | 228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,012,000 | 8,152,000 | 8,172,000 | 8,177,000 |
| Total capital | 8,455,000 | 8,556,000 | 8,475,000 | 8,560,000 |
| Risk-weighted assets | 34,259,000 | 33,053,000 | 31,878,000 | 31,459,000 |