Call reports 2009
BANK OF WHITTIER, NATIONAL ASSOCIATION — 2009
What BANK OF WHITTIER, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 56,466,000 | 53,295,000 | 54,288,000 | 56,331,000 |
| Total loans | 32,882,000 | 32,702,000 | 32,794,000 | 30,050,000 |
| Allowance for loan losses | 745,000 | 785,000 | 845,000 | 1,100,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 356,000 | 344,000 | 332,000 | 319,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,823,000 | 45,581,000 | 46,478,000 | 48,115,000 |
| Interest-bearing deposits | 40,929,000 | 38,025,000 | 39,031,000 | 40,406,000 |
| Noninterest-bearing deposits | 7,894,000 | 7,556,000 | 7,447,000 | 7,709,000 |
| Equity capital | 7,294,000 | 7,344,000 | 7,364,000 | 7,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 509,000 | 1,035,000 | 1,565,000 | 2,033,000 |
| Interest expense | 186,000 | 381,000 | 545,000 | 703,000 |
| Net interest income | 323,000 | 654,000 | 1,020,000 | 1,330,000 |
| Noninterest income | 172,000 | 415,000 | 564,000 | 1,362,000 |
| Noninterest expense | 422,000 | 870,000 | 1,289,000 | 1,767,000 |
| Provision for loan losses | 15,000 | 55,000 | 115,000 | 370,000 |
| Pretax income | 58,000 | 144,000 | 180,000 | 555,000 |
| Income tax | 13,000 | 49,000 | 65,000 | 215,000 |
| Net income | 45,000 | 95,000 | 115,000 | 340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,294,000 | 7,344,000 | 7,364,000 | 7,589,000 |
| Total capital | 7,741,000 | 7,815,000 | 7,832,000 | 8,041,000 |
| Risk-weighted assets | 34,775,000 | 36,910,000 | 37,088,000 | 35,346,000 |