Call reports 2008
BANK OF WHITTIER, NATIONAL ASSOCIATION — 2008
What BANK OF WHITTIER, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 43,406,000 | 45,724,000 | 46,111,000 | 44,452,000 |
| Total loans | 25,545,000 | 30,985,000 | 32,007,000 | 31,844,000 |
| Allowance for loan losses | 432,000 | 510,000 | 529,000 | 730,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 401,000 | 390,000 | 378,000 | 368,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,012,000 | 38,314,000 | 38,631,000 | 37,097,000 |
| Interest-bearing deposits | 29,252,000 | 29,994,000 | 30,969,000 | 29,996,000 |
| Noninterest-bearing deposits | 6,760,000 | 8,320,000 | 7,662,000 | 7,101,000 |
| Equity capital | 7,112,000 | 7,184,000 | 7,326,000 | 7,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 625,000 | 1,245,000 | 1,852,000 | 2,426,000 |
| Interest expense | 257,000 | 492,000 | 717,000 | 925,000 |
| Net interest income | 368,000 | 753,000 | 1,135,000 | 1,501,000 |
| Noninterest income | 154,000 | 318,000 | 461,000 | 604,000 |
| Noninterest expense | 327,000 | 691,000 | 1,024,000 | 1,393,000 |
| Provision for loan losses | 22,000 | 100,000 | 119,000 | 320,000 |
| Pretax income | 173,000 | 280,000 | 453,000 | 392,000 |
| Income tax | 81,000 | 116,000 | 147,000 | 163,000 |
| Net income | 92,000 | 164,000 | 306,000 | 229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,112,000 | 7,184,000 | 7,326,000 | 7,249,000 |
| Total capital | 7,479,000 | 7,617,000 | 7,776,000 | 7,684,000 |
| Risk-weighted assets | 29,332,000 | 34,142,000 | 35,198,000 | 33,721,000 |