Call reports 2007
BANK OF WHITTIER, NATIONAL ASSOCIATION — 2007
What BANK OF WHITTIER, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 37,548,000 | 40,265,000 | 43,815,000 | 47,519,000 |
| Total loans | 20,274,000 | 21,074,000 | 22,535,000 | 23,211,000 |
| Allowance for loan losses | 390,000 | 390,000 | 390,000 | 410,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 443,000 | 435,000 | 423,000 | 412,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,456,000 | 33,135,000 | 36,582,000 | 40,227,000 |
| Interest-bearing deposits | 24,932,000 | 26,317,000 | 27,286,000 | 30,935,000 |
| Noninterest-bearing deposits | 6,523,000 | 6,818,000 | 9,296,000 | 9,292,000 |
| Equity capital | 5,909,000 | 6,951,000 | 7,058,000 | 7,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 656,000 | 1,431,000 | 2,210,000 | 3,005,000 |
| Interest expense | 228,000 | 498,000 | 788,000 | 1,066,000 |
| Net interest income | 428,000 | 933,000 | 1,422,000 | 1,939,000 |
| Noninterest income | 30,000 | 56,000 | 82,000 | 113,000 |
| Noninterest expense | 296,000 | 561,000 | 840,000 | 1,162,000 |
| Provision for loan losses | 83,000 | 83,000 | 83,000 | 103,000 |
| Pretax income | 79,000 | 345,000 | 581,000 | 787,000 |
| Income tax | 24,000 | 104,000 | 187,000 | 341,000 |
| Net income | 55,000 | 241,000 | 394,000 | 446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,909,000 | 6,951,000 | 7,058,000 | 7,020,000 |
| Total capital | 6,219,000 | 7,261,000 | 7,368,000 | 7,348,000 |
| Risk-weighted assets | 23,986,000 | 25,197,000 | 27,239,000 | 28,262,000 |