Call reports 2006
BANK OF WHITTIER, NATIONAL ASSOCIATION — 2006
What BANK OF WHITTIER, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 32,348,000 | 33,668,000 | 34,944,000 | 37,014,000 |
| Total loans | 16,919,000 | 16,826,000 | 15,950,000 | 19,517,000 |
| Allowance for loan losses | 270,000 | 270,000 | 307,000 | 307,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 478,000 | 469,000 | 461,000 | 453,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,315,000 | 29,589,000 | 30,731,000 | 30,640,000 |
| Interest-bearing deposits | 17,959,000 | 21,366,000 | 21,531,000 | 22,919,000 |
| Noninterest-bearing deposits | 10,356,000 | 8,223,000 | 9,200,000 | 7,721,000 |
| Equity capital | 3,728,000 | 3,760,000 | 3,883,000 | 5,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 524,000 | 1,117,000 | 1,748,000 | 2,459,000 |
| Interest expense | 151,000 | 311,000 | 486,000 | 694,000 |
| Net interest income | 373,000 | 806,000 | 1,262,000 | 1,765,000 |
| Noninterest income | 22,000 | 46,000 | 78,000 | 107,000 |
| Noninterest expense | 296,000 | 573,000 | 851,000 | 1,195,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 99,000 | 279,000 | 489,000 | 677,000 |
| Income tax | 15,000 | 73,000 | 115,000 | 257,000 |
| Net income | 84,000 | 206,000 | 374,000 | 420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,728,000 | 3,760,000 | 3,883,000 | 5,854,000 |
| Total capital | 3,987,000 | 4,019,000 | 4,139,000 | 6,110,000 |
| Risk-weighted assets | 20,813,000 | 21,205,000 | 20,688,000 | 23,662,000 |