Call reports 2005
BANK OF WHITTIER, NATIONAL ASSOCIATION — 2005
What BANK OF WHITTIER, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 25,930,000 | 27,678,000 | 31,017,000 | 33,772,000 |
| Total loans | 12,957,000 | 13,686,000 | 14,768,000 | 16,388,000 |
| Allowance for loan losses | 211,000 | 210,000 | 245,000 | 270,000 |
| Securities available for sale | 411,000 | 407,000 | 272,000 | 0 |
| Securities held to maturity | 559,000 | 523,000 | 493,000 | 759,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,232,000 | 23,866,000 | 27,157,000 | 29,746,000 |
| Interest-bearing deposits | 12,827,000 | 15,873,000 | 19,602,000 | 21,370,000 |
| Noninterest-bearing deposits | 9,406,000 | 7,993,000 | 7,555,000 | 8,376,000 |
| Equity capital | 3,586,000 | 3,653,000 | 3,714,000 | 3,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 345,000 | 735,000 | 1,214,000 | 1,728,000 |
| Interest expense | 39,000 | 96,000 | 191,000 | 321,000 |
| Net interest income | 306,000 | 639,000 | 1,023,000 | 1,407,000 |
| Noninterest income | 23,000 | 45,000 | 69,000 | 95,000 |
| Noninterest expense | 241,000 | 529,000 | 834,000 | 1,109,000 |
| Provision for loan losses | 0 | 0 | 35,000 | 60,000 |
| Pretax income | 88,000 | 155,000 | 223,000 | 333,000 |
| Income tax | 3,000 | 3,000 | 10,000 | 118,000 |
| Net income | 85,000 | 152,000 | 213,000 | 215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,586,000 | 3,653,000 | 3,714,000 | 3,649,000 |
| Total capital | 3,793,000 | 3,863,000 | 3,959,000 | 3,908,000 |
| Risk-weighted assets | 16,488,000 | 17,492,000 | 18,946,000 | 20,766,000 |