Call reports 2004
BANK OF WHITTIER, NATIONAL ASSOCIATION — 2004
What BANK OF WHITTIER, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 25,723,000 | 26,046,000 | 25,836,000 | 24,967,000 |
| Total loans | 9,046,000 | 8,233,000 | 9,012,000 | 11,065,000 |
| Allowance for loan losses | 248,000 | 248,000 | 248,000 | 211,000 |
| Securities available for sale | 153,000 | 133,000 | 415,000 | 413,000 |
| Securities held to maturity | 1,154,000 | 808,000 | 778,000 | 564,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,427,000 | 22,933,000 | 22,671,000 | 21,322,000 |
| Interest-bearing deposits | 15,257,000 | 14,632,000 | 14,073,000 | 12,982,000 |
| Noninterest-bearing deposits | 7,170,000 | 8,301,000 | 8,598,000 | 8,340,000 |
| Equity capital | 3,017,000 | 3,008,000 | 3,037,000 | 3,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 218,000 | 446,000 | 721,000 | 997,000 |
| Interest expense | 32,000 | 62,000 | 91,000 | 124,000 |
| Net interest income | 186,000 | 384,000 | 630,000 | 873,000 |
| Noninterest income | 25,000 | 56,000 | 91,000 | 124,000 |
| Noninterest expense | 231,000 | 469,000 | 720,000 | 1,007,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -20,000 | -29,000 | 1,000 | -10,000 |
| Income tax | 2,000 | 0 | 0 | 0 |
| Net income | -22,000 | -29,000 | 1,000 | -10,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,017,000 | 3,008,000 | 3,037,000 | 3,501,000 |
| Total capital | 3,182,000 | 3,165,000 | 3,197,000 | 3,686,000 |
| Risk-weighted assets | 13,099,000 | 12,480,000 | 12,694,000 | 14,603,000 |