Call reports 2003
BANK OF WHITTIER, NATIONAL ASSOCIATION — 2003
What BANK OF WHITTIER, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 36,493,000 | 32,032,000 | 28,761,000 | 29,456,000 |
| Total loans | 9,328,000 | 8,793,000 | 8,699,000 | 7,230,000 |
| Allowance for loan losses | 383,000 | 483,000 | 483,000 | 248,000 |
| Securities available for sale | 510,000 | 510,000 | 511,000 | 508,000 |
| Securities held to maturity | 0 | 1,222,000 | 1,222,000 | 1,179,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,425,000 | 29,029,000 | 25,705,000 | 26,073,000 |
| Interest-bearing deposits | 24,175,000 | 20,461,000 | 17,777,000 | 16,489,000 |
| Noninterest-bearing deposits | 9,250,000 | 8,568,000 | 7,928,000 | 9,584,000 |
| Equity capital | 2,974,000 | 2,933,000 | 2,932,000 | 3,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 283,000 | 525,000 | 795,000 | 1,013,000 |
| Interest expense | 71,000 | 130,000 | 169,000 | 203,000 |
| Net interest income | 212,000 | 395,000 | 626,000 | 810,000 |
| Noninterest income | 42,000 | 79,000 | 111,000 | 136,000 |
| Noninterest expense | 305,000 | 570,000 | 846,000 | 1,165,000 |
| Provision for loan losses | 7,000 | 7,000 | 7,000 | -223,000 |
| Pretax income | -58,000 | -103,000 | -116,000 | 4,000 |
| Income tax | 0 | 0 | -12,000 | 7,000 |
| Net income | -58,000 | -103,000 | -104,000 | -3,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,974,000 | 2,933,000 | 2,932,000 | 3,032,000 |
| Total capital | 3,167,000 | 3,121,000 | 3,105,000 | 3,192,000 |
| Risk-weighted assets | 15,333,000 | 13,932,000 | 13,506,000 | 12,673,000 |