Call reports 2001
BANK OF WHITTIER, NATIONAL ASSOCIATION — 2001
What BANK OF WHITTIER, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 34,348,000 | 34,852,000 | 35,829,000 | 33,014,000 |
| Total loans | 15,383,000 | 16,431,000 | 17,128,000 | 16,613,000 |
| Allowance for loan losses | 506,000 | 349,000 | 240,000 | 239,000 |
| Securities available for sale | 2,872,000 | 1,718,000 | 663,000 | 668,000 |
| Securities held to maturity | 400,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,097,000 | 31,637,000 | 32,515,000 | 29,740,000 |
| Interest-bearing deposits | 22,884,000 | 22,806,000 | 23,349,000 | 21,077,000 |
| Noninterest-bearing deposits | 8,213,000 | 8,831,000 | 9,166,000 | 8,663,000 |
| Equity capital | 3,024,000 | 3,047,000 | 3,102,000 | 3,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 633,000 | 1,234,000 | 1,809,000 | 2,300,000 |
| Interest expense | 228,000 | 446,000 | 632,000 | 773,000 |
| Net interest income | 405,000 | 788,000 | 1,177,000 | 1,527,000 |
| Noninterest income | 40,000 | 78,000 | 118,000 | 161,000 |
| Noninterest expense | 385,000 | 764,000 | 1,152,000 | 1,505,000 |
| Provision for loan losses | 0 | 0 | -58,000 | -58,000 |
| Pretax income | 60,000 | 102,000 | 201,000 | 241,000 |
| Income tax | 15,000 | 31,000 | 73,000 | 96,000 |
| Net income | 45,000 | 71,000 | 128,000 | 145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,002,000 | 3,037,000 | 3,094,000 | 3,096,000 |
| Total capital | 3,242,000 | 3,273,000 | 3,334,000 | 3,317,000 |
| Risk-weighted assets | 18,933,000 | 18,775,000 | 19,898,000 | 17,626,000 |