Call reports 2007
BRICKELL BANK — 2007
What BRICKELL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 427,278,000 | 416,240,000 | 427,859,000 | 419,158,000 |
| Total loans | 333,737,000 | 326,855,000 | 330,943,000 | 329,778,000 |
| Allowance for loan losses | 1,750,000 | 1,773,000 | 1,847,000 | 1,836,000 |
| Securities available for sale | 32,558,000 | 30,349,000 | 29,592,000 | 28,165,000 |
| Securities held to maturity | 17,155,000 | 16,142,000 | 12,134,000 | 8,129,000 |
| Trading assets | 6,098,000 | 6,109,000 | 6,717,000 | 5,480,000 |
| Total deposits | 325,241,000 | 302,931,000 | 303,380,000 | 286,752,000 |
| Interest-bearing deposits | 273,253,000 | 242,849,000 | 242,418,000 | 222,449,000 |
| Noninterest-bearing deposits | 51,989,000 | 60,082,000 | 60,962,000 | 64,303,000 |
| Equity capital | 30,905,000 | 31,141,000 | 30,833,000 | 25,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,340,000 | 12,824,000 | 19,310,000 | 25,901,000 |
| Interest expense | 3,386,000 | 6,735,000 | 10,048,000 | 13,272,000 |
| Net interest income | 2,954,000 | 6,089,000 | 9,262,000 | 12,629,000 |
| Noninterest income | 1,249,000 | 2,713,000 | 3,950,000 | 5,691,000 |
| Noninterest expense | 4,015,000 | 8,195,000 | 12,993,000 | 23,352,000 |
| Provision for loan losses | 60,000 | 183,000 | 273,000 | 261,000 |
| Pretax income | 128,000 | 424,000 | -54,000 | -5,293,000 |
| Income tax | 48,000 | 0 | 0 | 33,000 |
| Net income | 80,000 | 424,000 | -54,000 | -5,326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,125,000 | 32,515,000 | 32,078,000 | 26,861,000 |
| Total capital | 33,877,000 | 34,288,000 | 33,925,000 | 28,697,000 |
| Risk-weighted assets | 211,848,000 | 214,372,000 | 213,066,000 | 207,768,000 |