Call reports 2005
BRICKELL BANK — 2005
What BRICKELL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 434,698,000 | 420,217,000 | 404,880,000 | 421,244,000 |
| Total loans | 236,502,000 | 242,631,000 | 253,635,000 | 269,059,000 |
| Allowance for loan losses | 2,455,000 | 2,482,000 | 2,482,000 | 2,342,000 |
| Securities available for sale | 59,159,000 | 59,400,000 | 60,161,000 | 55,857,000 |
| Securities held to maturity | 85,495,000 | 65,971,000 | 52,822,000 | 48,254,000 |
| Trading assets | 5,001,000 | 4,987,000 | 5,003,000 | 4,941,000 |
| Total deposits | 332,087,000 | 301,203,000 | 276,826,000 | 260,286,000 |
| Interest-bearing deposits | 243,372,000 | 219,829,000 | 207,695,000 | 201,267,000 |
| Noninterest-bearing deposits | 88,715,000 | 81,374,000 | 69,131,000 | 59,020,000 |
| Equity capital | 34,646,000 | 34,777,000 | 33,615,000 | 33,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,562,000 | 9,202,000 | 14,122,000 | 19,034,000 |
| Interest expense | 1,027,000 | 2,573,000 | 4,631,000 | 7,128,000 |
| Net interest income | 3,535,000 | 6,629,000 | 9,491,000 | 11,906,000 |
| Noninterest income | 1,114,000 | 1,911,000 | 3,111,000 | 3,933,000 |
| Noninterest expense | 4,371,000 | 8,813,000 | 13,942,000 | 17,004,000 |
| Provision for loan losses | -470,000 | -470,000 | -470,000 | -610,000 |
| Pretax income | 793,000 | 263,000 | -793,000 | -480,000 |
| Income tax | 298,000 | 100,000 | -290,000 | -174,000 |
| Net income | 495,000 | 163,000 | -503,000 | -306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,747,000 | 35,575,000 | 34,534,000 | 34,679,000 |
| Total capital | 38,177,000 | 37,870,000 | 36,982,000 | 36,699,000 |
| Risk-weighted assets | 194,953,000 | 183,230,000 | 195,671,000 | 161,019,000 |