Call reports 2004
BRICKELL BANK — 2004
What BRICKELL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 522,771,000 | 589,630,000 | 521,639,000 | 428,286,000 |
| Total loans | 235,411,000 | 261,551,000 | 290,712,000 | 241,859,000 |
| Allowance for loan losses | 2,967,000 | 3,114,000 | 3,149,000 | 2,954,000 |
| Securities available for sale | 58,180,000 | 55,402,000 | 63,384,000 | 66,845,000 |
| Securities held to maturity | 140,830,000 | 133,863,000 | 116,837,000 | 86,639,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 413,168,000 | 482,840,000 | 410,549,000 | 342,883,000 |
| Interest-bearing deposits | 293,839,000 | 316,438,000 | 299,653,000 | 255,868,000 |
| Noninterest-bearing deposits | 119,329,000 | 166,402,000 | 110,896,000 | 87,015,000 |
| Equity capital | 36,586,000 | 34,764,000 | 35,169,000 | 34,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,322,000 | 8,799,000 | 13,431,000 | 18,033,000 |
| Interest expense | 1,284,000 | 2,685,000 | 4,346,000 | 5,570,000 |
| Net interest income | 3,038,000 | 6,114,000 | 9,085,000 | 12,463,000 |
| Noninterest income | 1,659,000 | 3,184,000 | 4,624,000 | 5,318,000 |
| Noninterest expense | 3,986,000 | 8,476,000 | 13,223,000 | 18,381,000 |
| Provision for loan losses | 130,000 | 270,000 | 300,000 | 105,000 |
| Pretax income | 592,000 | 641,000 | 349,000 | -642,000 |
| Income tax | 228,000 | 247,000 | 133,000 | -210,000 |
| Net income | 364,000 | 394,000 | 216,000 | -432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,231,000 | 35,871,000 | 35,153,000 | 35,315,000 |
| Total capital | 39,166,000 | 38,776,000 | 38,102,000 | 37,639,000 |
| Risk-weighted assets | 234,783,000 | 232,195,000 | 235,690,000 | 185,842,000 |