Call reports 2003
BRICKELL BANK — 2003
What BRICKELL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 519,237,000 | 553,202,000 | 511,749,000 | 508,770,000 |
| Total loans | 225,928,000 | 248,842,000 | 247,229,000 | 232,991,000 |
| Allowance for loan losses | 2,343,000 | 2,608,000 | 2,641,000 | 2,837,000 |
| Securities available for sale | 52,668,000 | 29,785,000 | 47,950,000 | 51,880,000 |
| Securities held to maturity | 135,498,000 | 158,524,000 | 131,113,000 | 123,508,000 |
| Trading assets | 8,020,000 | 2,947,000 | 5,450,000 | 3,948,000 |
| Total deposits | 429,783,000 | 461,408,000 | 420,731,000 | 420,112,000 |
| Interest-bearing deposits | 371,509,000 | 385,274,000 | 329,671,000 | 317,784,000 |
| Noninterest-bearing deposits | 58,274,000 | 76,134,000 | 91,060,000 | 102,328,000 |
| Equity capital | 35,225,000 | 35,417,000 | 35,597,000 | 35,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 5,013,000 | 9,816,000 | 14,706,000 | 19,505,000 |
| Interest expense | 2,090,000 | 4,169,000 | 6,115,000 | 7,872,000 |
| Net interest income | 2,923,000 | 5,647,000 | 8,591,000 | 11,633,000 |
| Noninterest income | 1,465,000 | 2,725,000 | 3,925,000 | 5,976,000 |
| Noninterest expense | 3,340,000 | 6,721,000 | 9,843,000 | 13,847,000 |
| Provision for loan losses | 200,000 | 527,000 | 557,000 | 743,000 |
| Pretax income | 1,651,000 | 2,870,000 | 3,862,000 | 4,788,000 |
| Income tax | 641,000 | 1,121,000 | 1,515,000 | 1,859,000 |
| Net income | 1,010,000 | 1,749,000 | 2,347,000 | 2,929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,071,000 | 34,390,000 | 35,578,000 | 35,932,000 |
| Total capital | 36,414,000 | 36,998,000 | 38,219,000 | 38,615,000 |
| Risk-weighted assets | 303,391,000 | 323,247,000 | 307,219,000 | 214,543,000 |