Call reports 2005
YARDVILLE NATIONAL BANK — 2005
What YARDVILLE NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 2,811,223,000 | 2,920,128,000 | 2,995,318,000 | 2,949,985,000 |
| Total loans | 1,828,488,000 | 1,895,917,000 | 1,974,155,000 | 1,972,840,000 |
| Allowance for loan losses | 21,226,000 | 21,730,000 | 22,672,000 | 22,703,000 |
| Securities available for sale | 726,234,000 | 704,781,000 | 749,653,000 | 697,442,000 |
| Securities held to maturity | 81,262,000 | 83,588,000 | 87,817,000 | 89,026,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,848,054,000 | 1,913,115,000 | 2,015,411,000 | 1,986,350,000 |
| Interest-bearing deposits | 1,636,912,000 | 1,694,921,000 | 1,774,097,000 | 1,740,448,000 |
| Noninterest-bearing deposits | 211,142,000 | 218,194,000 | 241,315,000 | 245,902,000 |
| Equity capital | 199,155,000 | 210,543,000 | 207,747,000 | 217,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 38,999,000 | 80,531,000 | 124,247,000 | 170,113,000 |
| Interest expense | 18,059,000 | 37,740,000 | 59,387,000 | 82,270,000 |
| Net interest income | 20,940,000 | 42,791,000 | 64,860,000 | 87,843,000 |
| Noninterest income | 1,529,000 | 3,177,000 | 4,948,000 | 6,629,000 |
| Noninterest expense | 11,602,000 | 23,511,000 | 36,158,000 | 48,179,000 |
| Provision for loan losses | 1,500,000 | 3,600,000 | 5,700,000 | 10,530,000 |
| Pretax income | 9,560,000 | 19,333,000 | 28,700,000 | 36,625,000 |
| Income tax | 3,029,000 | 6,168,000 | 9,176,000 | 11,552,000 |
| Net income | 6,531,000 | 13,165,000 | 19,524,000 | 25,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 204,722,000 | 208,907,000 | 212,928,000 | 226,235,000 |
| Total capital | 225,947,000 | 230,637,000 | 235,600,000 | 248,938,000 |
| Risk-weighted assets | 2,153,649,000 | 2,206,910,000 | 2,283,231,000 | 2,277,573,000 |