Call reports 2004
YARDVILLE NATIONAL BANK — 2004
What YARDVILLE NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 2,567,018,000 | 2,650,931,000 | 2,749,045,000 | 2,799,273,000 |
| Total loans | 1,584,938,000 | 1,628,576,000 | 1,702,611,000 | 1,782,591,000 |
| Allowance for loan losses | 18,162,000 | 18,545,000 | 19,581,000 | 20,116,000 |
| Securities available for sale | 691,837,000 | 775,263,000 | 785,301,000 | 756,396,000 |
| Securities held to maturity | 70,784,000 | 69,876,000 | 74,684,000 | 78,257,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,628,631,000 | 1,721,939,000 | 1,800,346,000 | 1,824,927,000 |
| Interest-bearing deposits | 1,435,151,000 | 1,493,903,000 | 1,573,488,000 | 1,607,808,000 |
| Noninterest-bearing deposits | 193,480,000 | 228,036,000 | 226,857,000 | 217,119,000 |
| Equity capital | 181,738,000 | 170,088,000 | 186,164,000 | 192,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 32,193,000 | 65,869,000 | 101,887,000 | 139,750,000 |
| Interest expense | 15,651,000 | 31,539,000 | 48,057,000 | 65,407,000 |
| Net interest income | 16,542,000 | 34,330,000 | 53,830,000 | 74,343,000 |
| Noninterest income | 1,792,000 | 3,512,000 | 5,196,000 | 6,701,000 |
| Noninterest expense | 10,124,000 | 20,452,000 | 30,877,000 | 41,768,000 |
| Provision for loan losses | 2,450,000 | 4,425,000 | 6,825,000 | 9,625,000 |
| Pretax income | 6,346,000 | 13,551,000 | 22,528,000 | 30,948,000 |
| Income tax | 1,841,000 | 3,860,000 | 6,607,000 | 9,336,000 |
| Net income | 4,505,000 | 9,691,000 | 15,921,000 | 21,612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 175,267,000 | 178,620,000 | 184,899,000 | 190,642,000 |
| Total capital | 193,429,000 | 197,164,000 | 204,480,000 | 210,758,000 |
| Risk-weighted assets | 1,852,479,000 | 1,917,734,000 | 2,007,779,000 | 2,091,502,000 |
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