Call reports 2001
YARDVILLE NATIONAL BANK — 2001
What YARDVILLE NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 1,713,263,000 | 1,752,841,000 | 1,895,933,000 | 1,939,867,000 |
| Total loans | 845,123,000 | 882,812,000 | 926,204,000 | 1,007,973,000 |
| Allowance for loan losses | 11,299,000 | 11,449,000 | 12,160,000 | 13,542,000 |
| Securities available for sale | 560,503,000 | 610,818,000 | 651,896,000 | 709,097,000 |
| Securities held to maturity | 101,020,000 | 106,080,000 | 98,773,000 | 65,753,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 966,477,000 | 952,728,000 | 1,070,871,000 | 1,094,916,000 |
| Interest-bearing deposits | 872,653,000 | 847,569,000 | 965,106,000 | 978,285,000 |
| Noninterest-bearing deposits | 93,824,000 | 105,159,000 | 105,764,000 | 116,630,000 |
| Equity capital | 112,222,000 | 112,014,000 | 127,259,000 | 120,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 29,861,000 | 59,350,000 | 89,644,000 | 118,935,000 |
| Interest expense | 19,734,000 | 39,932,000 | 60,528,000 | 79,789,000 |
| Net interest income | 10,127,000 | 19,418,000 | 29,116,000 | 39,146,000 |
| Noninterest income | 1,128,000 | 2,366,000 | 3,605,000 | 4,865,000 |
| Noninterest expense | 6,322,000 | 12,757,000 | 19,705,000 | 28,724,000 |
| Provision for loan losses | 925,000 | 1,575,000 | 2,400,000 | 3,925,000 |
| Pretax income | 4,453,000 | 8,580,000 | 12,777,000 | 14,567,000 |
| Income tax | 1,241,000 | 2,366,000 | 3,495,000 | 3,785,000 |
| Net income | 3,212,000 | 6,214,000 | 9,282,000 | 10,782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,903,000 | 113,312,000 | 120,778,000 | 120,614,000 |
| Total capital | 123,202,000 | 124,761,000 | 132,939,000 | 134,156,000 |
| Risk-weighted assets | 1,039,391,000 | 1,066,494,000 | 1,135,905,000 | 1,230,950,000 |