Call reports 2001
NORTH HOUSTON BANK — 2001
What NORTH HOUSTON BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 188,346,000 | 195,431,000 | 204,382,000 | 213,711,000 |
| Total loans | 160,754,000 | 170,263,000 | 179,461,000 | 193,661,000 |
| Allowance for loan losses | 1,744,000 | 1,746,000 | 1,745,000 | 1,936,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,735,000 | 11,736,000 | 1,747,000 | 1,761,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,304,000 | 176,012,000 | 184,037,000 | 182,578,000 |
| Interest-bearing deposits | 140,752,000 | 143,590,000 | 147,906,000 | 150,387,000 |
| Noninterest-bearing deposits | 28,552,000 | 32,422,000 | 36,131,000 | 32,191,000 |
| Equity capital | 17,326,000 | 18,148,000 | 19,060,000 | 20,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,439,000 | 8,630,000 | 12,787,000 | 17,170,000 |
| Interest expense | 2,055,000 | 3,977,000 | 5,668,000 | 7,143,000 |
| Net interest income | 2,384,000 | 4,653,000 | 7,119,000 | 10,027,000 |
| Noninterest income | 315,000 | 609,000 | 964,000 | 1,264,000 |
| Noninterest expense | 1,217,000 | 2,445,000 | 3,781,000 | 5,115,000 |
| Provision for loan losses | 0 | 0 | 0 | 190,000 |
| Pretax income | 1,482,000 | 2,817,000 | 4,302,000 | 5,986,000 |
| Income tax | 564,000 | 1,077,000 | 1,650,000 | 2,366,000 |
| Net income | 918,000 | 1,740,000 | 2,652,000 | 3,620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,326,000 | 18,148,000 | 19,060,000 | 20,028,000 |
| Total capital | 19,070,000 | 19,894,000 | 20,805,000 | 21,964,000 |
| Risk-weighted assets | 175,939,000 | 180,094,000 | 188,499,000 | 205,735,000 |