Call reports 2026
VALLIANCE BANK — 2026
What VALLIANCE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 840,668,000 | 923,291,000 |
| Total loans | 703,302,000 | 780,690,000 |
| Allowance for loan losses | 8,054,000 | 8,772,000 |
| Securities available for sale | 63,987,000 | 66,228,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 708,491,000 | 733,017,000 |
| Interest-bearing deposits | 527,429,000 | 560,220,000 |
| Noninterest-bearing deposits | 181,062,000 | 172,797,000 |
| Equity capital | 79,253,000 | 79,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 12,818,000 | 25,751,000 |
| Interest expense | 4,316,000 | 9,170,000 |
| Net interest income | 8,502,000 | 16,581,000 |
| Noninterest income | 675,000 | 1,080,000 |
| Noninterest expense | 6,010,000 | 12,215,000 |
| Provision for loan losses | 49,000 | 823,000 |
| Pretax income | 2,872,000 | 3,924,000 |
| Income tax | 742,000 | 1,238,000 |
| Net income | 2,130,000 | 2,686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 81,086,000 | 81,456,000 |