Call report 2025Q1
VALLIANCE BANK — 2025Q1
The 22 measures VALLIANCE BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 725,068,000 | USD | evidence → |
| Total loans | 611,180,000 | USD | evidence → |
| Allowance for loan losses | 6,820,000 | USD | evidence → |
| Securities available for sale | 47,542,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 614,372,000 | USD | evidence → |
| Interest-bearing deposits | 472,433,000 | USD | evidence → |
| Noninterest-bearing deposits | 141,939,000 | USD | evidence → |
| Equity capital | 66,002,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,645,000 | USD | evidence → |
| Interest expense | 4,274,000 | USD | evidence → |
| Net interest income | 6,371,000 | USD | evidence → |
| Noninterest income | 447,000 | USD | evidence → |
| Noninterest expense | 5,166,000 | USD | evidence → |
| Provision for loan losses | 245,000 | USD | evidence → |
| Pretax income | 1,517,000 | USD | evidence → |
| Income tax | -1,165,000 | USD | evidence → |
| Net income | 2,682,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 68,815,000 | USD | evidence → |