Call report 2023Q4
VALLIANCE BANK — 2023Q4
The 22 measures VALLIANCE BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 621,957,000 | USD | evidence → |
| Total loans | 538,031,000 | USD | evidence → |
| Allowance for loan losses | 5,939,000 | USD | evidence → |
| Securities available for sale | 39,685,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 527,548,000 | USD | evidence → |
| Interest-bearing deposits | 360,924,000 | USD | evidence → |
| Noninterest-bearing deposits | 166,624,000 | USD | evidence → |
| Equity capital | 56,225,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 33,086,000 | USD | evidence → |
| Interest expense | 10,053,000 | USD | evidence → |
| Net interest income | 23,033,000 | USD | evidence → |
| Noninterest income | 2,445,000 | USD | evidence → |
| Noninterest expense | 18,181,000 | USD | evidence → |
| Provision for loan losses | 2,419,000 | USD | evidence → |
| Pretax income | 4,686,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 4,686,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 60,841,000 | USD | evidence → |