Call report 2023Q1
VALLIANCE BANK — 2023Q1
The 22 measures VALLIANCE BANK reported to the FFIEC for 2023Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 567,252,000 | USD | evidence → |
| Total loans | 483,986,000 | USD | evidence → |
| Allowance for loan losses | 5,585,000 | USD | evidence → |
| Securities available for sale | 44,497,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 460,598,000 | USD | evidence → |
| Interest-bearing deposits | 270,262,000 | USD | evidence → |
| Noninterest-bearing deposits | 190,336,000 | USD | evidence → |
| Equity capital | 54,021,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,288,000 | USD | evidence → |
| Interest expense | 1,635,000 | USD | evidence → |
| Net interest income | 5,653,000 | USD | evidence → |
| Noninterest income | 491,000 | USD | evidence → |
| Noninterest expense | 4,172,000 | USD | evidence → |
| Provision for loan losses | -100,000 | USD | evidence → |
| Pretax income | 2,062,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,062,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 58,774,000 | USD | evidence → |