Call reports 2021
VALLIANCE BANK — 2021
What VALLIANCE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 576,943,000 | 555,749,000 | 584,148,000 | 590,351,000 |
| Total loans | 426,211,000 | 413,840,000 | 428,293,000 | 436,396,000 |
| Allowance for loan losses | 4,167,000 | 4,983,000 | 5,660,000 | 5,373,000 |
| Securities available for sale | 27,577,000 | 28,501,000 | 33,077,000 | 37,442,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 479,168,000 | 459,318,000 | 487,206,000 | 493,325,000 |
| Interest-bearing deposits | 246,004,000 | 228,563,000 | 249,702,000 | 271,085,000 |
| Noninterest-bearing deposits | 233,164,000 | 230,755,000 | 237,504,000 | 222,239,000 |
| Equity capital | 49,686,000 | 50,393,000 | 51,808,000 | 52,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,795,000 | 11,286,000 | 17,136,000 | 23,008,000 |
| Interest expense | 621,000 | 1,164,000 | 1,692,000 | 2,200,000 |
| Net interest income | 5,174,000 | 10,122,000 | 15,444,000 | 20,808,000 |
| Noninterest income | 359,000 | 864,000 | 1,287,000 | 1,725,000 |
| Noninterest expense | 3,415,000 | 6,976,000 | 10,578,000 | 14,566,000 |
| Provision for loan losses | 800,000 | 1,615,000 | 2,271,000 | 2,439,000 |
| Pretax income | 1,318,000 | 2,397,000 | 3,886,000 | 5,532,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,318,000 | 2,397,000 | 3,886,000 | 5,532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,635,000 | 50,486,000 | 51,746,000 | 53,163,000 |