Call report 2019Q4
VALLIANCE BANK — 2019Q4
The 22 measures VALLIANCE BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 453,900,000 | USD | evidence → |
| Total loans | 391,335,000 | USD | evidence → |
| Allowance for loan losses | 1,717,000 | USD | evidence → |
| Securities available for sale | 33,424,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 387,496,000 | USD | evidence → |
| Interest-bearing deposits | 286,364,000 | USD | evidence → |
| Noninterest-bearing deposits | 101,132,000 | USD | evidence → |
| Equity capital | 41,701,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,133,000 | USD | evidence → |
| Interest expense | 5,661,000 | USD | evidence → |
| Net interest income | 16,472,000 | USD | evidence → |
| Noninterest income | 859,000 | USD | evidence → |
| Noninterest expense | 13,734,000 | USD | evidence → |
| Provision for loan losses | 965,000 | USD | evidence → |
| Pretax income | 2,633,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,633,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 41,557,000 | USD | evidence → |
| Total capital | 43,274,000 | USD | evidence → |
| Risk-weighted assets | 401,690,000 | USD | evidence → |