Call reports 2017
VALLIANCE BANK — 2017
What VALLIANCE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 381,724,000 | 375,904,000 | 398,882,000 | 413,885,000 |
| Total loans | 308,233,000 | 316,134,000 | 336,391,000 | 341,004,000 |
| Allowance for loan losses | 3,372,000 | 3,499,000 | 3,629,000 | 1,671,000 |
| Securities available for sale | 27,996,000 | 30,587,000 | 31,761,000 | 32,435,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 336,329,000 | 321,853,000 | 352,111,000 | 367,416,000 |
| Interest-bearing deposits | 228,259,000 | 231,740,000 | 248,264,000 | 250,041,000 |
| Noninterest-bearing deposits | 108,070,000 | 90,113,000 | 103,847,000 | 117,375,000 |
| Equity capital | 36,239,000 | 36,609,000 | 37,028,000 | 37,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,156,000 | 8,346,000 | 12,920,000 | 17,821,000 |
| Interest expense | 672,000 | 1,357,000 | 2,081,000 | 2,826,000 |
| Net interest income | 3,484,000 | 6,989,000 | 10,839,000 | 14,995,000 |
| Noninterest income | 186,000 | 374,000 | 568,000 | 778,000 |
| Noninterest expense | 3,008,000 | 6,187,000 | 9,353,000 | 12,730,000 |
| Provision for loan losses | 125,000 | 250,000 | 375,000 | 500,000 |
| Pretax income | 537,000 | 926,000 | 1,679,000 | 2,543,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 537,000 | 926,000 | 1,679,000 | 2,543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,611,000 | 36,762,000 | 37,276,000 | 37,902,000 |
| Total capital | 39,983,000 | 40,261,000 | 40,905,000 | 39,573,000 |
| Risk-weighted assets | 325,541,000 | 335,806,000 | 357,165,000 | 362,321,000 |