Call report 2014Q4
VALLIANCE BANK — 2014Q4
The 22 measures VALLIANCE BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 320,645,000 | USD | evidence → |
| Total loans | 243,715,000 | USD | evidence → |
| Allowance for loan losses | 2,702,000 | USD | evidence → |
| Securities available for sale | 50,526,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 263,009,000 | USD | evidence → |
| Interest-bearing deposits | 203,643,000 | USD | evidence → |
| Noninterest-bearing deposits | 59,367,000 | USD | evidence → |
| Equity capital | 34,745,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,249,000 | USD | evidence → |
| Interest expense | 2,038,000 | USD | evidence → |
| Net interest income | 12,211,000 | USD | evidence → |
| Noninterest income | 1,214,000 | USD | evidence → |
| Noninterest expense | 9,236,000 | USD | evidence → |
| Provision for loan losses | 375,000 | USD | evidence → |
| Pretax income | 3,829,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 3,829,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,762,000 | USD | evidence → |
| Total capital | 37,464,000 | USD | evidence → |
| Risk-weighted assets | 270,182,000 | USD | evidence → |