Call report 2012Q4
VALLIANCE BANK — 2012Q4
The 22 measures VALLIANCE BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 265,595,000 | USD | evidence → |
| Total loans | 193,210,000 | USD | evidence → |
| Allowance for loan losses | 2,289,000 | USD | evidence → |
| Securities available for sale | 31,358,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 225,420,000 | USD | evidence → |
| Interest-bearing deposits | 186,424,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,996,000 | USD | evidence → |
| Equity capital | 27,191,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,391,000 | USD | evidence → |
| Interest expense | 2,586,000 | USD | evidence → |
| Net interest income | 9,805,000 | USD | evidence → |
| Noninterest income | 287,000 | USD | evidence → |
| Noninterest expense | 9,081,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,092,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,092,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,579,000 | USD | evidence → |
| Total capital | 28,868,000 | USD | evidence → |
| Risk-weighted assets | 214,675,000 | USD | evidence → |