Call report 2007Q4
VALLIANCE BANK — 2007Q4
The 22 measures VALLIANCE BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 158,179,000 | USD | evidence → |
| Total loans | 147,312,000 | USD | evidence → |
| Allowance for loan losses | 607,000 | USD | evidence → |
| Securities available for sale | 4,048,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 137,042,000 | USD | evidence → |
| Interest-bearing deposits | 122,534,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,508,000 | USD | evidence → |
| Equity capital | 9,143,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,547,000 | USD | evidence → |
| Interest expense | 4,608,000 | USD | evidence → |
| Net interest income | 3,939,000 | USD | evidence → |
| Noninterest income | 68,000 | USD | evidence → |
| Noninterest expense | 3,323,000 | USD | evidence → |
| Provision for loan losses | 375,000 | USD | evidence → |
| Pretax income | 309,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 309,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,155,000 | USD | evidence → |
| Total capital | 9,762,000 | USD | evidence → |
| Risk-weighted assets | 102,653,000 | USD | evidence → |