Call report 2003Q4
CITIZENS COMMUNITY BANK — 2003Q4
The 22 measures CITIZENS COMMUNITY BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 82,844,000 | USD | evidence → |
| Total loans | 59,823,000 | USD | evidence → |
| Allowance for loan losses | 717,000 | USD | evidence → |
| Securities available for sale | 10,460,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 74,501,000 | USD | evidence → |
| Interest-bearing deposits | 67,485,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,015,000 | USD | evidence → |
| Equity capital | 8,193,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,138,000 | USD | evidence → |
| Interest expense | 1,663,000 | USD | evidence → |
| Net interest income | 2,475,000 | USD | evidence → |
| Noninterest income | 225,000 | USD | evidence → |
| Noninterest expense | 1,711,000 | USD | evidence → |
| Provision for loan losses | 307,000 | USD | evidence → |
| Pretax income | 694,000 | USD | evidence → |
| Income tax | 242,000 | USD | evidence → |
| Net income | 452,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,153,000 | USD | evidence → |
| Total capital | 8,870,000 | USD | evidence → |
| Risk-weighted assets | 59,157,000 | USD | evidence → |