Call reports 2002

CITIZENS COMMUNITY BANK — 2002

Name: CITIZENS COMMUNITY BANK — FFIEC call report 2002
Creator: CITIZENS COMMUNITY BANK

What CITIZENS COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/c6e19754-7c98-4818-8a2d-8fc9c16ab608/2002

Balance sheet

What the bank holds and owes at quarter end

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Total assets	55,458,000	60,006,000	64,117,000	67,981,000
Total loans	35,453,000	38,942,000	43,831,000	46,717,000
Allowance for loan losses	354,000	390,000	455,000	526,000
Securities available for sale	12,206,000	11,259,000	12,242,000	12,700,000
Securities held to maturity	1,089,000	863,000	773,000	587,000
Trading assets	0	0	0	0
Total deposits	48,021,000	52,358,000	56,314,000	60,126,000
Interest-bearing deposits	43,964,000	48,106,000	52,290,000	55,695,000
Noninterest-bearing deposits	4,057,000	4,252,000	4,023,000	4,430,000
Equity capital	7,408,000	7,578,000	7,657,000	7,740,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Interest income	827,000	1,699,000	2,594,000	3,544,000
Interest expense	431,000	833,000	1,249,000	1,680,000
Net interest income	396,000	866,000	1,345,000	1,864,000
Noninterest income	31,000	58,000	91,000	136,000
Noninterest expense	334,000	710,000	1,097,000	1,495,000
Provision for loan losses	40,000	113,000	186,000	269,000
Pretax income	53,000	131,000	198,000	283,000
Income tax	7,000	29,000	52,000	80,000
Net income	46,000	102,000	146,000	203,000

Basel measures — not reported for every quarter

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Tier 1 capital	7,495,000	7,552,000	7,595,000	7,652,000
Total capital	7,849,000	7,942,000	8,050,000	8,178,000
Risk-weighted assets	37,809,000	40,080,000	43,810,000	46,913,000