Call reports 2022
AVB BANK — 2022
What AVB BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 474,799,000 | 454,198,000 | 462,051,000 | 478,858,000 |
| Total loans | 322,600,000 | 327,333,000 | 342,062,000 | 356,076,000 |
| Allowance for loan losses | 6,891,000 | 6,896,000 | 6,981,000 | 6,982,000 |
| Securities available for sale | 90,228,000 | 94,708,000 | 90,709,000 | 89,616,000 |
| Securities held to maturity | 0 | 0 | 1,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 424,936,000 | 413,348,000 | 399,302,000 | 395,822,000 |
| Interest-bearing deposits | 335,132,000 | 326,553,000 | 308,763,000 | 310,871,000 |
| Noninterest-bearing deposits | 89,804,000 | 86,795,000 | 90,539,000 | 84,951,000 |
| Equity capital | 42,417,000 | 38,371,000 | 38,996,000 | 40,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,063,000 | 8,392,000 | 13,067,000 | 18,200,000 |
| Interest expense | 181,000 | 354,000 | 601,000 | 1,339,000 |
| Net interest income | 3,882,000 | 8,038,000 | 12,466,000 | 16,861,000 |
| Noninterest income | 539,000 | 1,001,000 | 1,448,000 | 1,856,000 |
| Noninterest expense | 3,300,000 | 6,683,000 | 10,035,000 | 13,837,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,124,000 | 2,359,000 | 3,882,000 | 4,883,000 |
| Income tax | 286,000 | 634,000 | 986,000 | 1,181,000 |
| Net income | 838,000 | 1,725,000 | 2,896,000 | 3,702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,973,000 | 46,861,000 | 48,032,000 | 48,838,000 |
| Total capital | 50,238,000 | 51,108,000 | 52,345,000 | 53,374,000 |
| Risk-weighted assets | 338,608,000 | 337,117,000 | 342,375,000 | 360,495,000 |