Call reports 2021
AVB BANK — 2021
What AVB BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 453,489,000 | 454,918,000 | 461,953,000 | 486,642,000 |
| Total loans | 325,566,000 | 313,442,000 | 322,849,000 | 330,376,000 |
| Allowance for loan losses | 7,170,000 | 7,378,000 | 7,432,000 | 6,717,000 |
| Securities available for sale | 36,018,000 | 49,568,000 | 58,176,000 | 74,579,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 399,806,000 | 402,179,000 | 407,978,000 | 432,669,000 |
| Interest-bearing deposits | 311,757,000 | 315,701,000 | 323,611,000 | 345,602,000 |
| Noninterest-bearing deposits | 88,049,000 | 86,478,000 | 84,367,000 | 87,067,000 |
| Equity capital | 45,952,000 | 45,248,000 | 46,160,000 | 46,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,497,000 | 8,653,000 | 12,762,000 | 16,939,000 |
| Interest expense | 252,000 | 464,000 | 659,000 | 852,000 |
| Net interest income | 4,245,000 | 8,189,000 | 12,103,000 | 16,087,000 |
| Noninterest income | 415,000 | 929,000 | 1,340,000 | 1,784,000 |
| Noninterest expense | 3,123,000 | 6,341,000 | 9,496,000 | 13,297,000 |
| Provision for loan losses | 300,000 | 400,000 | 400,000 | -300,000 |
| Pretax income | 1,237,000 | 2,377,000 | 3,547,000 | 4,874,000 |
| Income tax | 406,000 | 744,000 | 1,110,000 | 1,427,000 |
| Net income | 831,000 | 1,633,000 | 2,437,000 | 3,447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,520,000 | 44,822,000 | 45,626,000 | 46,636,000 |
| Total capital | 49,500,000 | 48,833,000 | 49,769,000 | 50,927,000 |
| Risk-weighted assets | 315,196,000 | 317,647,000 | 328,150,000 | 340,822,000 |