Call reports 2020
AVB BANK — 2020
What AVB BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 403,587,000 | 441,425,000 | 443,176,000 | 469,717,000 |
| Total loans | 334,432,000 | 356,003,000 | 346,527,000 | 329,821,000 |
| Allowance for loan losses | 5,152,000 | 6,048,000 | 6,147,000 | 6,814,000 |
| Securities available for sale | 39,458,000 | 32,274,000 | 36,244,000 | 34,459,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 359,886,000 | 386,889,000 | 390,718,000 | 416,997,000 |
| Interest-bearing deposits | 301,063,000 | 305,579,000 | 310,448,000 | 336,360,000 |
| Noninterest-bearing deposits | 58,823,000 | 81,310,000 | 80,270,000 | 80,637,000 |
| Equity capital | 40,823,000 | 42,218,000 | 41,922,000 | 45,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,647,000 | 9,173,000 | 14,314,000 | 18,792,000 |
| Interest expense | 684,000 | 1,165,000 | 1,550,000 | 1,882,000 |
| Net interest income | 3,963,000 | 8,008,000 | 12,764,000 | 16,910,000 |
| Noninterest income | 415,000 | 760,000 | 1,180,000 | 1,734,000 |
| Noninterest expense | 3,284,000 | 6,347,000 | 9,394,000 | 12,845,000 |
| Provision for loan losses | 200,000 | 1,100,000 | 2,320,000 | 2,920,000 |
| Pretax income | 894,000 | 1,671,000 | 2,580,000 | 3,229,000 |
| Income tax | 221,000 | 442,000 | 718,000 | 993,000 |
| Net income | 673,000 | 1,229,000 | 1,862,000 | 2,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,026,000 | 41,582,000 | 41,316,000 | 44,689,000 |
| Total capital | 45,213,000 | 45,712,000 | 45,356,000 | 48,812,000 |
| Risk-weighted assets | 334,076,000 | 328,510,000 | 321,111,000 | 327,051,000 |