Call reports 2018
AVB BANK — 2018
What AVB BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 339,794,000 | 356,765,000 | 359,434,000 | 386,335,000 |
| Total loans | 270,986,000 | 290,545,000 | 292,652,000 | 298,875,000 |
| Allowance for loan losses | 3,562,000 | 3,754,000 | 4,064,000 | 4,368,000 |
| Securities available for sale | 41,648,000 | 39,787,000 | 36,759,000 | 35,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,595,000 | 315,280,000 | 317,399,000 | 342,950,000 |
| Interest-bearing deposits | 238,513,000 | 260,284,000 | 257,406,000 | 286,046,000 |
| Noninterest-bearing deposits | 54,082,000 | 54,996,000 | 59,993,000 | 56,904,000 |
| Equity capital | 38,280,000 | 38,942,000 | 39,329,000 | 40,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,550,000 | 7,452,000 | 11,539,000 | 15,795,000 |
| Interest expense | 319,000 | 795,000 | 1,337,000 | 1,941,000 |
| Net interest income | 3,231,000 | 6,657,000 | 10,202,000 | 13,854,000 |
| Noninterest income | 521,000 | 973,000 | 1,453,000 | 1,983,000 |
| Noninterest expense | 2,938,000 | 5,724,000 | 8,740,000 | 11,727,000 |
| Provision for loan losses | 0 | 185,000 | 485,000 | 785,000 |
| Pretax income | 814,000 | 1,721,000 | 2,430,000 | 3,325,000 |
| Income tax | 165,000 | 355,000 | 495,000 | 705,000 |
| Net income | 649,000 | 1,366,000 | 1,935,000 | 2,620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,162,000 | 39,880,000 | 40,435,000 | 41,030,000 |
| Total capital | 42,679,000 | 43,605,000 | 44,140,000 | 44,837,000 |
| Risk-weighted assets | 281,194,000 | 298,085,000 | 296,099,000 | 304,096,000 |