Call reports 2017
AVB BANK — 2017
What AVB BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 321,769,000 | 339,638,000 | 330,710,000 | 330,863,000 |
| Total loans | 241,624,000 | 260,188,000 | 256,106,000 | 257,518,000 |
| Allowance for loan losses | 3,494,000 | 3,501,000 | 3,561,000 | 3,532,000 |
| Securities available for sale | 51,342,000 | 49,354,000 | 46,260,000 | 44,036,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,659,000 | 270,068,000 | 280,374,000 | 270,893,000 |
| Interest-bearing deposits | 228,148,000 | 222,048,000 | 229,362,000 | 219,027,000 |
| Noninterest-bearing deposits | 50,511,000 | 48,020,000 | 51,012,000 | 51,866,000 |
| Equity capital | 37,697,000 | 38,737,000 | 39,318,000 | 39,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,160,000 | 6,627,000 | 10,275,000 | 13,788,000 |
| Interest expense | 237,000 | 511,000 | 845,000 | 1,162,000 |
| Net interest income | 2,923,000 | 6,116,000 | 9,430,000 | 12,626,000 |
| Noninterest income | 444,000 | 892,000 | 1,330,000 | 1,767,000 |
| Noninterest expense | 2,739,000 | 5,378,000 | 8,204,000 | 11,055,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 744,000 | 1,746,000 | 2,672,000 | 3,470,000 |
| Income tax | 240,000 | 570,000 | 860,000 | 1,125,000 |
| Net income | 504,000 | 1,176,000 | 1,812,000 | 2,345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,146,000 | 38,006,000 | 38,952,000 | 39,713,000 |
| Total capital | 40,538,000 | 41,507,000 | 42,367,000 | 43,080,000 |
| Risk-weighted assets | 271,131,000 | 284,914,000 | 273,027,000 | 269,304,000 |