Call reports 2016
AVB BANK — 2016
What AVB BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 309,606,000 | 305,340,000 | 308,941,000 | 311,630,000 |
| Total loans | 198,125,000 | 205,434,000 | 221,653,000 | 234,550,000 |
| Allowance for loan losses | 3,807,000 | 3,786,000 | 3,878,000 | 3,500,000 |
| Securities available for sale | 37,522,000 | 35,144,000 | 43,198,000 | 43,609,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,168,000 | 264,213,000 | 267,780,000 | 270,727,000 |
| Interest-bearing deposits | 216,729,000 | 213,913,000 | 217,826,000 | 222,197,000 |
| Noninterest-bearing deposits | 52,439,000 | 50,300,000 | 49,954,000 | 48,530,000 |
| Equity capital | 37,530,000 | 37,912,000 | 38,293,000 | 37,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,665,000 | 5,473,000 | 8,512,000 | 11,603,000 |
| Interest expense | 221,000 | 448,000 | 676,000 | 912,000 |
| Net interest income | 2,444,000 | 5,025,000 | 7,836,000 | 10,691,000 |
| Noninterest income | 593,000 | 1,103,000 | 1,783,000 | 2,060,000 |
| Noninterest expense | 2,682,000 | 5,252,000 | 8,106,000 | 10,860,000 |
| Provision for loan losses | 0 | 0 | 0 | -250,000 |
| Pretax income | 355,000 | 876,000 | 1,513,000 | 2,141,000 |
| Income tax | 97,000 | 257,000 | 423,000 | 625,000 |
| Net income | 258,000 | 619,000 | 1,090,000 | 1,516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,369,000 | 36,742,000 | 37,382,000 | 37,925,000 |
| Total capital | 39,199,000 | 39,753,000 | 40,532,000 | 41,312,000 |
| Risk-weighted assets | 225,189,000 | 239,853,000 | 251,097,000 | 270,713,000 |