Call reports 2011
AVB BANK — 2011
What AVB BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 262,473,000 | 267,050,000 | 272,585,000 | 260,688,000 |
| Total loans | 157,118,000 | 148,887,000 | 147,944,000 | 143,149,000 |
| Allowance for loan losses | 4,451,000 | 4,305,000 | 4,759,000 | 3,534,000 |
| Securities available for sale | 79,830,000 | 86,816,000 | 76,907,000 | 80,696,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,883,000 | 228,665,000 | 233,136,000 | 221,105,000 |
| Interest-bearing deposits | 185,623,000 | 188,103,000 | 191,030,000 | 183,699,000 |
| Noninterest-bearing deposits | 36,260,000 | 40,563,000 | 42,106,000 | 37,406,000 |
| Equity capital | 35,564,000 | 36,168,000 | 36,714,000 | 37,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,804,000 | 5,643,000 | 8,352,000 | 10,921,000 |
| Interest expense | 328,000 | 628,000 | 904,000 | 1,145,000 |
| Net interest income | 2,476,000 | 5,015,000 | 7,448,000 | 9,776,000 |
| Noninterest income | 711,000 | 1,340,000 | 1,939,000 | 2,491,000 |
| Noninterest expense | 2,382,000 | 4,926,000 | 7,237,000 | 9,844,000 |
| Provision for loan losses | 183,000 | 380,000 | 913,000 | 1,035,000 |
| Pretax income | 622,000 | 1,136,000 | 1,859,000 | 2,010,000 |
| Income tax | 220,000 | 398,000 | 650,000 | 504,000 |
| Net income | 402,000 | 738,000 | 1,209,000 | 1,506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,001,000 | 34,554,000 | 35,123,000 | 35,112,000 |
| Total capital | 36,372,000 | 36,847,000 | 37,408,000 | 37,350,000 |
| Risk-weighted assets | 187,574,000 | 181,457,000 | 180,286,000 | 177,736,000 |