Call reports 2001
AVB BANK — 2001
What AVB BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 179,201,000 | 191,428,000 | 189,870,000 | 191,633,000 |
| Total loans | 89,602,000 | 93,764,000 | 87,705,000 | 92,777,000 |
| Allowance for loan losses | 1,066,000 | 1,145,000 | 1,080,000 | 1,071,000 |
| Securities available for sale | 73,181,000 | 70,247,000 | 81,415,000 | 79,731,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,883,000 | 164,796,000 | 161,393,000 | 163,650,000 |
| Interest-bearing deposits | 123,126,000 | 134,698,000 | 132,680,000 | 134,629,000 |
| Noninterest-bearing deposits | 26,757,000 | 30,098,000 | 28,713,000 | 29,021,000 |
| Equity capital | 24,605,000 | 25,324,000 | 26,483,000 | 26,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,917,000 | 6,284,000 | 9,427,000 | 12,390,000 |
| Interest expense | 1,383,000 | 2,661,000 | 3,910,000 | 4,996,000 |
| Net interest income | 1,534,000 | 3,623,000 | 5,517,000 | 7,394,000 |
| Noninterest income | 275,000 | 542,000 | 971,000 | 1,643,000 |
| Noninterest expense | 1,332,000 | 2,661,000 | 4,168,000 | 6,189,000 |
| Provision for loan losses | 50,000 | 150,000 | 150,000 | 216,000 |
| Pretax income | 606,000 | 1,657,000 | 2,473,000 | 3,050,000 |
| Income tax | 172,000 | 295,000 | 649,000 | 715,000 |
| Net income | 434,000 | 1,362,000 | 1,824,000 | 2,335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,831,000 | 24,930,000 | 25,391,000 | 25,870,000 |
| Total capital | 24,897,000 | 26,075,000 | 26,471,000 | 26,941,000 |
| Risk-weighted assets | 120,104,000 | 113,325,000 | 118,569,000 | 110,936,000 |