Call reports 2026
FIRST STATE BANK SHANNON-POLO — 2026
What FIRST STATE BANK SHANNON-POLO reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 191,974,000 | 190,456,000 |
| Total loans | 111,686,000 | 109,189,000 |
| Allowance for loan losses | 1,349,000 | 1,274,000 |
| Securities available for sale | 59,892,000 | 58,121,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 169,380,000 | 167,067,000 |
| Interest-bearing deposits | 143,037,000 | 143,088,000 |
| Noninterest-bearing deposits | 26,343,000 | 23,979,000 |
| Equity capital | 16,172,000 | 16,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,136,000 | 4,058,000 |
| Interest expense | 620,000 | 1,213,000 |
| Net interest income | 1,516,000 | 2,845,000 |
| Noninterest income | 518,000 | 1,072,000 |
| Noninterest expense | 1,356,000 | 2,714,000 |
| Provision for loan losses | 0 | 220,000 |
| Pretax income | 678,000 | 983,000 |
| Income tax | 44,000 | 74,000 |
| Net income | 634,000 | 909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 19,635,000 | 19,705,000 |
| Total capital | 20,984,000 | 20,979,000 |
| Risk-weighted assets | 144,719,000 | 142,822,000 |