Call reports 2024
FIRST STATE BANK SHANNON-POLO — 2024
What FIRST STATE BANK SHANNON-POLO reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 194,093,000 | 193,627,000 | 195,127,000 | 191,431,000 |
| Total loans | 107,187,000 | 107,219,000 | 106,367,000 | 106,761,000 |
| Allowance for loan losses | 1,586,000 | 1,588,000 | 1,589,000 | 1,369,000 |
| Securities available for sale | 59,523,000 | 58,132,000 | 59,021,000 | 55,990,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,668,000 | 173,007,000 | 173,663,000 | 172,971,000 |
| Interest-bearing deposits | 150,022,000 | 149,102,000 | 150,712,000 | 148,483,000 |
| Noninterest-bearing deposits | 25,646,000 | 23,905,000 | 22,951,000 | 24,488,000 |
| Equity capital | 10,973,000 | 11,527,000 | 13,800,000 | 11,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,066,000 | 4,041,000 | 6,048,000 | 8,066,000 |
| Interest expense | 741,000 | 1,490,000 | 2,299,000 | 3,134,000 |
| Net interest income | 1,325,000 | 2,551,000 | 3,749,000 | 4,932,000 |
| Noninterest income | 598,000 | 1,038,000 | 1,477,000 | 1,994,000 |
| Noninterest expense | 1,294,000 | 2,576,000 | 3,843,000 | 5,098,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 629,000 | 1,008,000 | 1,378,000 | 1,673,000 |
| Income tax | 41,000 | 77,000 | 114,000 | 90,000 |
| Net income | 588,000 | 931,000 | 1,264,000 | 1,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,358,000 | 18,490,000 | 18,562,000 | 18,626,000 |
| Total capital | 19,944,000 | 20,078,000 | 20,151,000 | 19,995,000 |
| Risk-weighted assets | 138,770,000 | 138,197,000 | 139,435,000 | 137,092,000 |