Call reports 2023
FIRST STATE BANK SHANNON-POLO — 2023
What FIRST STATE BANK SHANNON-POLO reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 205,498,000 | 207,762,000 | 206,943,000 | 217,703,000 |
| Total loans | 101,630,000 | 103,515,000 | 105,220,000 | 108,268,000 |
| Allowance for loan losses | 1,681,000 | 1,650,000 | 1,651,000 | 1,602,000 |
| Securities available for sale | 63,339,000 | 62,504,000 | 61,200,000 | 62,140,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,668,000 | 194,377,000 | 192,077,000 | 200,140,000 |
| Interest-bearing deposits | 159,470,000 | 166,134,000 | 165,471,000 | 172,322,000 |
| Noninterest-bearing deposits | 30,198,000 | 28,243,000 | 26,606,000 | 27,818,000 |
| Equity capital | 9,679,000 | 9,563,000 | 8,523,000 | 10,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,691,000 | 3,595,000 | 5,645,000 | 7,780,000 |
| Interest expense | 414,000 | 1,001,000 | 1,679,000 | 2,469,000 |
| Net interest income | 1,277,000 | 2,594,000 | 3,966,000 | 5,311,000 |
| Noninterest income | 410,000 | 797,000 | 1,217,000 | 1,619,000 |
| Noninterest expense | 1,240,000 | 2,502,000 | 3,729,000 | 5,007,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 447,000 | 889,000 | 1,454,000 | 1,923,000 |
| Income tax | 25,000 | 51,000 | 78,000 | 124,000 |
| Net income | 422,000 | 838,000 | 1,376,000 | 1,799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,223,000 | 17,419,000 | 17,757,000 | 17,970,000 |
| Total capital | 18,904,000 | 19,069,000 | 19,408,000 | 19,572,000 |
| Risk-weighted assets | 138,317,000 | 138,404,000 | 141,604,000 | 138,403,000 |