Call reports 2022
FIRST STATE BANK SHANNON-POLO — 2022
What FIRST STATE BANK SHANNON-POLO reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 206,968,000 | 207,713,000 | 200,124,000 | 195,486,000 |
| Total loans | 97,791,000 | 100,489,000 | 106,226,000 | 107,199,000 |
| Allowance for loan losses | 1,698,000 | 1,693,000 | 1,693,000 | 1,689,000 |
| Securities available for sale | 79,983,000 | 71,800,000 | 67,714,000 | 64,980,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,508,000 | 190,305,000 | 186,469,000 | 180,396,000 |
| Interest-bearing deposits | 153,189,000 | 158,938,000 | 156,895,000 | 148,952,000 |
| Noninterest-bearing deposits | 32,319,000 | 31,367,000 | 29,574,000 | 31,444,000 |
| Equity capital | 13,565,000 | 9,378,000 | 8,533,000 | 9,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,237,000 | 2,519,000 | 3,981,000 | 5,561,000 |
| Interest expense | 81,000 | 164,000 | 273,000 | 478,000 |
| Net interest income | 1,156,000 | 2,355,000 | 3,708,000 | 5,083,000 |
| Noninterest income | 434,000 | 880,000 | 1,325,000 | 1,751,000 |
| Noninterest expense | 1,337,000 | 2,704,000 | 3,987,000 | 5,285,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 253,000 | 531,000 | 1,046,000 | 1,549,000 |
| Income tax | 24,000 | 48,000 | 72,000 | 121,000 |
| Net income | 229,000 | 483,000 | 974,000 | 1,428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,433,000 | 16,467,000 | 16,759,000 | 17,001,000 |
| Total capital | 18,131,000 | 18,160,000 | 18,452,000 | 18,690,000 |
| Risk-weighted assets | 142,988,000 | 146,887,000 | 154,353,000 | 144,043,000 |