Call reports 2021
FIRST STATE BANK SHANNON-POLO — 2021
What FIRST STATE BANK SHANNON-POLO reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 215,763,000 | 219,239,000 | 209,574,000 | 204,130,000 |
| Total loans | 94,341,000 | 91,441,000 | 94,943,000 | 102,762,000 |
| Allowance for loan losses | 1,517,000 | 1,517,000 | 1,502,000 | 1,685,000 |
| Securities available for sale | 82,512,000 | 96,269,000 | 99,955,000 | 89,289,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,786,000 | 194,200,000 | 184,439,000 | 181,495,000 |
| Interest-bearing deposits | 159,346,000 | 165,069,000 | 153,015,000 | 148,803,000 |
| Noninterest-bearing deposits | 30,440,000 | 29,131,000 | 31,424,000 | 32,692,000 |
| Equity capital | 18,897,000 | 18,718,000 | 19,384,000 | 17,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,235,000 | 2,489,000 | 3,876,000 | 5,325,000 |
| Interest expense | 142,000 | 288,000 | 410,000 | 503,000 |
| Net interest income | 1,093,000 | 2,201,000 | 3,466,000 | 4,822,000 |
| Noninterest income | 565,000 | 991,000 | 1,499,000 | 2,043,000 |
| Noninterest expense | 1,275,000 | 2,610,000 | 3,947,000 | 5,398,000 |
| Provision for loan losses | 0 | 0 | 0 | 383,000 |
| Pretax income | 383,000 | 582,000 | 1,018,000 | 1,108,000 |
| Income tax | 0 | 0 | 0 | 98,000 |
| Net income | 383,000 | 582,000 | 1,018,000 | 1,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,476,000 | 16,454,000 | 16,645,000 | 16,422,000 |
| Total capital | — | — | 18,147,000 | 18,107,000 |
| Risk-weighted assets | — | — | 144,941,000 | 151,534,000 |