Call reports 2020
FIRST STATE BANK SHANNON-POLO — 2020
What FIRST STATE BANK SHANNON-POLO reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 174,334,000 | 186,106,000 | 186,653,000 | 192,059,000 |
| Total loans | 99,090,000 | 100,841,000 | 102,369,000 | 98,412,000 |
| Allowance for loan losses | 1,150,000 | 1,240,000 | 1,368,000 | 1,369,000 |
| Securities available for sale | 57,526,000 | 59,039,000 | 60,887,000 | 65,578,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,684,000 | 161,601,000 | 162,697,000 | 168,338,000 |
| Interest-bearing deposits | 129,211,000 | 137,541,000 | 138,876,000 | 140,417,000 |
| Noninterest-bearing deposits | 20,473,000 | 24,060,000 | 23,821,000 | 27,921,000 |
| Equity capital | 17,523,000 | 19,123,000 | 19,577,000 | 19,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,572,000 | 3,061,000 | 4,485,000 | 5,725,000 |
| Interest expense | 291,000 | 508,000 | 685,000 | 836,000 |
| Net interest income | 1,281,000 | 2,553,000 | 3,800,000 | 4,889,000 |
| Noninterest income | 410,000 | 888,000 | 1,531,000 | 1,999,000 |
| Noninterest expense | 1,171,000 | 2,364,000 | 3,541,000 | 4,886,000 |
| Provision for loan losses | 200,000 | 300,000 | 400,000 | 400,000 |
| Pretax income | 331,000 | 813,000 | 1,426,000 | 1,638,000 |
| Income tax | 0 | 0 | 0 | 24,000 |
| Net income | 331,000 | 813,000 | 1,426,000 | 1,614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,647,000 | 15,908,000 | 16,320,000 | 16,294,000 |