Call reports 2019
FIRST STATE BANK SHANNON-POLO — 2019
What FIRST STATE BANK SHANNON-POLO reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 159,684,000 | 163,212,000 | 165,158,000 | 170,256,000 |
| Total loans | 103,429,000 | 102,998,000 | 104,125,000 | 105,013,000 |
| Allowance for loan losses | 892,000 | 1,143,000 | 1,154,000 | 1,175,000 |
| Securities available for sale | 35,858,000 | 39,865,000 | 48,781,000 | 46,420,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,458,000 | 139,545,000 | 142,465,000 | 146,058,000 |
| Interest-bearing deposits | 114,097,000 | 118,156,000 | 120,766,000 | 125,088,000 |
| Noninterest-bearing deposits | 22,361,000 | 21,389,000 | 21,699,000 | 20,970,000 |
| Equity capital | 17,046,000 | 16,846,000 | 17,419,000 | 17,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,487,000 | 3,014,000 | 4,590,000 | 6,149,000 |
| Interest expense | 208,000 | 467,000 | 757,000 | 1,053,000 |
| Net interest income | 1,279,000 | 2,547,000 | 3,833,000 | 5,096,000 |
| Noninterest income | 321,000 | 759,000 | 1,116,000 | 1,845,000 |
| Noninterest expense | 1,263,000 | 2,508,000 | 3,684,000 | 4,889,000 |
| Provision for loan losses | 300,000 | 1,150,000 | 1,200,000 | 1,450,000 |
| Pretax income | 37,000 | -352,000 | 65,000 | 632,000 |
| Income tax | 0 | 0 | 0 | 5,000 |
| Net income | 37,000 | -352,000 | 65,000 | 627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,355,000 | 14,750,000 | 15,167,000 | 15,517,000 |
| Total capital | 16,247,000 | 15,893,000 | 16,321,000 | 16,692,000 |
| Risk-weighted assets | 135,669,000 | 134,570,000 | 138,140,000 | 135,727,000 |