Call reports 2018
FIRST STATE BANK SHANNON-POLO — 2018
What FIRST STATE BANK SHANNON-POLO reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 160,606,000 | 160,843,000 | 158,819,000 | 157,378,000 |
| Total loans | 101,399,000 | 103,129,000 | 104,413,000 | 106,357,000 |
| Allowance for loan losses | 793,000 | 795,000 | 794,000 | 892,000 |
| Securities available for sale | 39,240,000 | 40,942,000 | 38,991,000 | 36,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,806,000 | 131,014,000 | 129,421,000 | 133,666,000 |
| Interest-bearing deposits | 102,367,000 | 108,235,000 | 106,750,000 | 109,870,000 |
| Noninterest-bearing deposits | 22,439,000 | 22,779,000 | 22,671,000 | 23,796,000 |
| Equity capital | 16,951,000 | 17,230,000 | 17,413,000 | 16,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,411,000 | 2,870,000 | 4,353,000 | 5,742,000 |
| Interest expense | 134,000 | 279,000 | 441,000 | 603,000 |
| Net interest income | 1,277,000 | 2,591,000 | 3,912,000 | 5,139,000 |
| Noninterest income | 371,000 | 763,000 | 1,150,000 | 1,535,000 |
| Noninterest expense | 1,082,000 | 2,234,000 | 3,357,000 | 4,622,000 |
| Provision for loan losses | 0 | 0 | 0 | 600,000 |
| Pretax income | 566,000 | 1,120,000 | 1,705,000 | 1,452,000 |
| Income tax | 0 | 0 | 0 | 22,000 |
| Net income | 566,000 | 1,120,000 | 1,705,000 | 1,430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,587,000 | 15,925,000 | 16,309,000 | 15,519,000 |
| Total capital | 16,380,000 | 16,720,000 | 17,103,000 | 16,411,000 |
| Risk-weighted assets | 130,470,000 | 134,756,000 | 137,029,000 | 140,251,000 |