Call reports 2017
FIRST STATE BANK SHANNON-POLO — 2017
What FIRST STATE BANK SHANNON-POLO reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 153,813,000 | 159,871,000 | 157,638,000 | 157,849,000 |
| Total loans | 90,718,000 | 93,317,000 | 101,147,000 | 104,570,000 |
| Allowance for loan losses | 705,000 | 705,000 | 805,000 | 805,000 |
| Securities available for sale | 45,742,000 | 44,125,000 | 45,018,000 | 41,380,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,600,000 | 130,800,000 | 126,144,000 | 124,351,000 |
| Interest-bearing deposits | 100,494,000 | 107,068,000 | 103,953,000 | 100,245,000 |
| Noninterest-bearing deposits | 23,106,000 | 23,732,000 | 22,191,000 | 24,106,000 |
| Equity capital | 16,457,000 | 17,129,000 | 17,339,000 | 17,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,254,000 | 2,546,000 | 3,903,000 | 5,303,000 |
| Interest expense | 71,000 | 143,000 | 225,000 | 320,000 |
| Net interest income | 1,183,000 | 2,403,000 | 3,678,000 | 4,983,000 |
| Noninterest income | 348,000 | 711,000 | 1,093,000 | 1,477,000 |
| Noninterest expense | 1,074,000 | 2,154,000 | 3,205,000 | 4,372,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 100,000 |
| Pretax income | 457,000 | 960,000 | 1,466,000 | 1,986,000 |
| Income tax | 0 | 0 | 0 | 30,000 |
| Net income | 457,000 | 960,000 | 1,466,000 | 1,956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,702,000 | 14,988,000 | 15,237,000 | 15,312,000 |
| Total capital | 15,407,000 | 15,693,000 | 16,042,000 | 16,117,000 |
| Risk-weighted assets | 119,727,000 | 125,602,000 | 134,369,000 | 134,477,000 |